Rick joined Aetna Life and Casualty as a personal lines underwriter after graduating from Colorado State University and reached the position of Senior Underwriter. He went on to become co-owner of an independent agency based in Boulder, Colo. As an agent, Morgan developed the process of transactional filing, which ultimately brought new efficiencies to thousands of independent agencies.

He also served as a national director on the GEMINI advisory council and was instrumental in the development of the GEMINI Users Group, of which he became national president. He has also served as vice president of marketing for Delphi Information Systems and executive vice president of ConfirmNet Corp. With two partners, Morgan launched Insurance Reference Systems, which created Silver Plume, the insurance reference material CD-ROM. This product revolutionized the way insurance reference material was distributed and benefited both agents and insurance companies.

Rick served as senior vice president of marketing for Applied Systems, a leading agency management system vendor, from which he retired in October 2007. He served as Interim CEO of ASCnet (Applied Systems Client Network) from July 2009 - June 2010. In addition to his own consulting, he is currently VP New Media at Aartrijk, a Washington, D.C.-area branding firm.

In 2010 he was honored by being named to Insurance Newscast's 2009 list of the 100 Most Powerful People in the Insurance Industry - North America.

Life isn't all business.

I'm an adventurer. I love to travel, hike, mountain bike, camp, go on backpacking trips, and travel across the United States with JoAnne in our RV.

I'm an artist. That means I know what shade of green the lichen on the trees is.

I'm a grandpa. I have 8 grandkids, several of whom enjoy beating me at Wii bowling and tennis.

I'm a golfer. I can finally keep some of my drives in the fairway.

I'm a technology geek. If it were up to me, I would have named my grandkids Eudora, Mozilla, and Dotcom.

I'm a lucky man. I live in Broomfield, Colo. with my wife JoAnne. She was my high school sweetheart.